Friday, January 31, 2014

Maple Syrup

Maple Syrup is something I do not eat, but my husband and daughter love.  I have just recently started making mine from scratch since we ran out of the store bought kind that had been on sale when we first moved.  The following recipe is the one my grandmother taught me.

Maple Syrup
Ingredients
1 teaspoon maple flavoring
2 cup sugar
1 cup water

Directions
1.  Dissolve the sugar in water on medium heat.
2.  Bring it to a boil.  Remove from heat and add in the maple flavoring.

Notes
Save the extra syrup in a container in the fridge.  It reheats nicely!

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Is home made syrup worth it?

2 cup sugar = $.50
1 teaspoon maple flavoring = $.42

So one recipe = $.92.  It takes approx. 2 recipes to make one bottle of syrup.  So, the cost of one bottle of homemade syrup = $1.84

One bottle of premade syrup costs, on average, around $2.50.

We go through a bottle of syrup every 2 months.   We save $.66 per bottle by making it homemade.  If we use 6 bottles a year, we will save $3.96 per year.

Summery
One bottle of store bought syrup = $2.50
One bottle of homemade syrup = $1.84

If you can buy a bottle of syrup for under $1.84, then it may be worth it to just buy it instead of making it.


Recipes that use maple syrup

Pancakes













Pancakes

 Pancakes are one of my favorite breakfast foods.  I'll even eat them for dinner!  I love them!  I love them, from scratch.  I do no like them out of a box or frozen.  I like them made fresh and served hot.  They are also really easy to make.  I do not understand buying pancake mix.  You still have to add ingredients and mix it, just like from scratch.  With that said, I still buy pancake mixes, but I do not use them for pancakes!

There is a little history behind my recipe.  I like my dad's recipe and my grandmother's recipe equally and did not want to have to choose between the two when choosing to make pancakes, so I fused the easiness of my dad's with the sweetness of my grandmother's and there you have my recipe.




Pancakes
Ingredients
1/2 cup of self rising flour
1/2 cup of buttermilk
1 egg
1/2 teaspoon oil (I use canola)
sugar to taste (I use 1/2 teaspoon)

Directions
  1. Preheat a skillet to 350 degrees.
  2. Mix all ingredients together using a fork, whisk or mixer.
  3. Coat skillet with butter or a light layer of oil.
  4. Pour pancakes onto your hot skillet making them about 4 inches in diameter.  
  5. Flip once bubbles begin to appear on top.
  6. They do not take long on the second side.  They only need a few minutes.
  7. Remove from skillet and serve hot with syrup or fresh fruit or even just plain with butter.
Notes
This recipe is enough for one adult to eat and be full.  This recipe makes a total of 4-5 pancakes.  Since I have a family of three, I triple the recipe.  We always have 2-3 leftovers, since my daughter only eats 2.  These pancakes are supposed to be thick.  If the lumps in the flour will not go away after mixing for a few minutes, add just a little more buttermilk.  Do not add too much or they will not cook properly.

Don't have buttermilk in the fridge?  You can use the above recipe with regular milk.  The only difference is the pancakes will be really flat.  To fluff up the pancakes, just separate your egg whites from the yolk.  Put the whites in a separate bowl and beat them until they are frothy and form soft peaks.  Fold the egg whites into the batter just before cooking.

Lactose Intolerant?  You can use lactose free milk in this recipe as well.  We did for a few months when my daughter was having problems.  We did cut the amount of sugar added since to me the lactose free milk seemed to taste a little sweeter than normal milk/buttermilk.  We have not tried other varieties like almond, soy or rice, but I imagine they should work.  If anyone tries them and it does or doesn't work, let me know!

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Are pancakes worth it from scratch?
For me, taste wise, yes.  But how about from a money standpoint.

1/2 cup flour = $.05
1/2 cup buttermilk = $.125
1 egg = $.14
1/2 teaspoon oil = .00456
1/2 teaspoon sugar = $.0026
Total =  $.32216 for 4-5 pancakes or about $.08 for each pancake, if you assume 4 pancakes.

Store bought mix = $3.00
I averaged the cost of the different brands at Walmart.  I have a 32 oz box of mix with 18 servings in it.  One serving is three 4in pancakes.
One box has 18 servings, so a serving costs: $.06.  Wow, that is cheaper, you might be saying, but here is the kicker.  Unless you buy a mix that only needs water, you may have to add egg or oil to the mix.  The box I have says to add 1 egg and 3 Tablespoons of oil for 2 servings of pancakes. So, we must add $.07 for the egg and $.09 for the oil.  Since we want the price per pancake, you we would need to divide the numbers by 3, so we would have to add $.05 to the price of the mix.
Total = $.11

One basic store bought pancake = $.11
One basic homemade pancake = $.08

So, you would save $.03 per pancake.

Since in my family, we eat 15 pancakes each time we make them, that is $.45 we would save on the meal as a whole.  We make pancakes once a week, so by making homemade, we will save $23.40 a year.

But what if you buy frozen pancakes?  (Correct me if I am wrong!) From what I can remember, a 12 count box of name brand frozen pancakes is around $2 per box.   So, one pancake would be approx. $.17.

Summery:
One frozen pancake =  $.17
One basic store bought pancake = $.11
One basic homemade pancake = $.08

Swagbucks

Swagbucks is the first site that I joined where I could make some extra money while at home.  I have been a member for almost 2 years now and have made about $500 with them.  Currently, my goal with swagbucks is to make $25 a month in Amazon gift cards since those are the cheapest ones you can get.

How it Works:
You sign up with your email and password, or through Facebook or Twitter.  You then will gain access to many earning opportunities.  Of all the sites I have joined, this one seems to have the most earning potential.

--- Earning Points:
There are many ways to earn points with this program.  I will list them below and tell how each work.
  1. Daily Points -- You can earn up to 4 points everyday from doing the daily activities.  They are  accessed on the left side of the webpage.  They are the Daily Poll, NOSO, and Tool Bar.  The tool bar will have to be downloaded to earn your point for the day.
  2. Activities -- These are found in the drop down menu titled "Discover" at the top of the page.  Many of the activities can be done more than once and consist of reading articles or watching a video.  Do not attempt to do more than one at a time or move on before credit is given.  You may loose the ability to complete this activity. 
  3. Special Offers -- These are found in the drop down menu titled "Discover" at the top of the page.  I really only do the ones called "RandomOne"  They have many health related videos that are worth 1 point each and you can do them once per day.  I usually get 5 - 20 points from this. 
  4. Surveys -- Swagbucks offers many surveys ranging from 20 points all the way to 500 points.  The trick is qualifying.  You will get 1 point for every survey you disqualify for up to 5 points per day.  
  5. SwagTV -- This can be done both on the computer and on your mobile phone.  Each one allows you to make a max of 75 points a day.  You watch 10 videos, you get 3 points.  Each video will only count once, so you cannot watch the same video 10 times and get credit.  I rarely do this as it is very time consuming.
  6. Games -- Play 10 games, get 10 points.  Each time you play a game for free, you have a "chance" to get 2 points.  I have found you get 2 points after playing 2 games.  I have never had it do otherwise.  You can also play tournaments that cost points to enter, but if you win, the reward is worth it.  I have never played a tournament because I'm not that  good at the games.
  7. Shop and Earn -- I only do this when I need something off the internet.  Various stores are on here where you can shop through swagbucks and earn points back depending on the amount you spend.  For example, you want something from Amazon.  You find Amazon on the swagbucks shop and earn page, click it and shop.  You will get 3 swagbucks for every dollar you spend.  
  8. Search -- You can uses swagbucks to search the web.  I do not get many points this way as I prefer to use other search engines because they will give better results.  You can win anywhere from 6 to 1000 points, though I've only won 56 at the most.  Most searches produce wins from 6-10 points.
  9. Coupons -- Print and use the coupon like you would any other.  After 3 months you will get 10 points.  It works.  Be patient.  Each coupon is worth 10 points.  If you use 10 coupons, you will get 100 points.  It is that easy!
  10. Swagcodes -- Every so often, a code will be released for points.  They can have any value and are only available for a small amount of time.  The Swagbuck Facebook page is a great place to find them, as well as the blog.  
--- Redeeming Prizes
Once you have accumulated enough points for the prize you want, you can redeem your points!  You will need to provide either your mailing address or you mobile phone number to verify your account before you are able to get your prize.  You only have to do this once.
  1. Gift Cards -- There are MANY cards you can get ranging in price from $5 up to $500.  Just remember 1 point = $.01, so you will need 500 points for a $5 gift card.  If you redeem Amazon cards, the $5 one is only 450 points, but you can only get 5 of these in a given month.
  2. Swagstakes -- Spend points on a chance to win various prizes.  I have never done this, so I can't tell you anything about it!
So, if you like what this could offer you, please come and join us in earning some extra cash.  Please go HERE to sign up!

Earning Money at Home

For a little over a year now, I spend a lot of mornings earning money from my computer.  These activities are by no means a salary and I really just earn enough to buy gifts for birthdays and Christmas as well as a few things here and there that we want but could not otherwise afford.

Below are a list of sites that I currently use to earn these prizes.   For each one, I will tell how to join and what you can expect to make in a day/month/year, as well as how to earn points for prizes.  Click on the following links to learn more about each program.

Swagbucks
Instantbucks
MySurvey.com
I-say
JD Power Panel
Global Test Market
Opinion Outpost
Bing
E-Poll
Pinecone Research
Socratic Forum
Saving Star
Kelloggs Family Rewards
Opinion Place

The following are a list of websites that I have tried and found to not be worth the time it takes.

Vindale Research
My Points
Idea Shifters

Earnings: January 31, 2014

Swagbucks ----------- 63 points = $.63
Instantbucks --------- 5 bucks = $.05
MySurvey.com ------- 0 points
I-say ----------------- 225 points = $2.25 + product test
JDPowerPanel ------- $.10
GlobalTestMarket --- 0 points
OpinionOutpost ----- 0 points
Bing ------------------ 17 points = $.17
E-Poll ----------------- 0 points
PineconeResearch --- 0 points
Socratic Forum ------ 0 points
SavingStar ----------- $1.60
Opinion Place ------- $.00

Total Earnings ------- $4.80 + product test

Today I started at 5:45am and stopped at 7:45am, so I earned this in 2 hours of time.  Keep in mind I've also been chasing around a 20 month old, getting up to help her and change diapers and get snacks and such, so I really haven't spent 2 straight hours doing this. 


Click HERE to learn how you can earn with the following programs.

Thursday, January 30, 2014

Homemade Munchies: Is Homemade Worth It?

Well, I know there are a ton of blogs out there that talk about how you can save money and live on a budget, etc., but I have not seem any sites that break down the cost effectiveness of making things yourself or buying it premade or even partially made at the store.  That is what this blog will focus on.  I hope to put up recipes for "made from scratch items" then tell how much it costs making it on your own verses buying it at the store. 

I in now way look down on anyone buys premade things.  I do.  I just know that when living on a tight budget has gotten me thinking of how to pinch those pennies.  Since I love to cook, and shop for groceries (yes I know I am weird, I like grocery shopping) I thought this would be a good blog for me!